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5 smart moves to find the best CDs now and be ready for rates to rebound later
Don't settle for average returns with interest rates this low ...
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How to find a great checking account
We'll help you get all the perks without any of the nasty fees or costly terms that can drain your balance.
What to do with $1,000 right now
Here are 7 smart moves that will increase your financial security and help you through a tough recession.
8 smart moves to recoup your losses
Here's what professional investment advisers are telling their clients now that the markets are turning around.
How should you do your taxes this year?
We can help you decide whether to do them yourself with a calculator or computer, or hire a professional.
Spend less. Save more. Get out of debt.
Our 6-step plan for managing money will help you make smart decisions and build financial security.
Roll your 401(k) into a new retirement plan
Here's how to move your savings from a former employer into a 401(k) plan at your new job or an IRA.
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NECESSARY MUST DOS
Super Bowl can teach kids about finances
DES MOINES, Iowa - There's no denying that the Super Bowl is all about money, and lots of it.
3-month CD rates top out at 1.25%
A small bank in suburban St. Louis holds the lead spot as rates keep slipping.
Recent change adds to Roth complexity
Feb. 7--Sometimes I think Congress changes the tax law just to mess with our heads and provide work for financial planners.
Borrowing against tax refund costly loan
Feb. 7--As the tax-filing season gets under way, refund anticipation lending is under siege.
Top savings accounts paying 1.7% to 1.5%
These rates beat the returns on short-term CDs, but like all savings accounts, they are variable and could go down.
CD rates steady to up in latest survey
CD rates are far below where they were this time last year, with the average 12-month CD earning only 0.77%.
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LATEST TIPS
Get official answers to your tax questions
You can find out anything you need to know about your federal taxes by contacting the IRS online, by phone or in person.
Free help preparing your taxes
You don't have to pay to get your taxes done. These IRS-sponsored programs can help you prepare and file your taxes at no charge.
Buy shares directly from the company
About 430 companies allow you to buy or sell their stock without the help, or expense, of a stockbroker.
Rebuild your investments with muni bonds
Their tax-free yields can help you recoup your losses from the '08 and '09 bear markets.
Paying off credit cards is a good way to save
You simply can't earn enough on investments to cover the high interest you're paying on your card balance.
Roth 401(k)s work best for young workers
When you retire, you won't have to pay taxes on all those earnings, but you will with a traditional 401(k).
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Certificate of Deposit calculator
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Build a CD ladder
You can earn more by putting your money into several CDs with different maturity dates.
Savings calculator
See how small, regular deposits can add up.
You can be a millionaire
Building a $1 million nest egg isn't impossible and the younger you start the easier it is.
Create a monthly budget
Know exactly where your money is going.
Are you spending too much?
Compare your expenses to those of other Americans in your income bracket.
Know your net worth
This is the best way to track your financial progress. If it's growing, you're on the right track.
Create a retirement plan
Decide how much you’ll need to retire comfortably, with a reasonable monthly income.
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WORK SHEETS
Create a budget
Manage your money more effectively with our easy-to-use work sheets.
Build an emergency fund
Figure out how big your financial cushion should be.
Dealing with debt
Take a comprehensive look at all your bills and develop a plan to pay them off.
Daily expense tracker
Carry this form with you to see where all of your money is going.
Discover your net worth
Assets minus liabilities reveals your true wealth. It’s life’s financial score.
Retirement planning checklist
What you need and need to do, whether you’re a year -- or 30 years -- away.
Budget for retirement
You need a spending plan that reflects all the changes retirement brings.
Fix credit report mistakes
Use this form letter to dispute errors.
DASHBOARDS - TODAY'S RATES AND TRENDS
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CDS/SAVINGS Q&A
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Should I tap my IRA account to buy a new home?
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Can I convert my traditional IRA to a Roth IRA and withdraw the money immediately?
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What's the catch on ad promising high CD interest rate?
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National CDs/Savings rates
2/9/2010 11:05:57 AM
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