Compare rates Must dos Basics Calculators Q & A Tips

Use this work sheet to come up with a monthly spending plan. Compare your total income with total expenses to see if or where you need to adjust.

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List monthly income from any sources   Savings $______________   Pension $______________ Investment interest $______________ Investment dividends $______________ IRA $______________ Annuities $______________ Part-time job $______________ Social Security $______________ Other $______________ Total monthly net income $______________

List monthly expenses   Rent/mortgage $______________   Insurance/taxes $______________ Telephone $______________ Heating $______________ Electricity $______________ Garbage/recycling $______________ Water $______________ Sewage $______________ Cable $______________ Other $______________ Credit card $______________ Credit card 1 Credit card 2 Credit card 3 $______________ $______________ $______________ Groceries $______________ Restaurant meals $______________ Auto loan $______________ Auto insurance $______________ License/registration $______________ Gas $______________ Other $______________ Medical expenses $______________ Prescriptions $______________ Elder care $______________ Life/health insurance $______________ Travel/entertainment $______________ Charity/gifts $______________ Clothing $______________ Savings $______________ Other $______________ Total monthly expenses $______________