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Deposits
5 smart moves to get the best CD rates
Don't settle for average returns with interest rates this low ...
 COMPARE CDs/SAVINGS RATES
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CDS/SAVINGS FEATURES
Community banks are paying anywhere from 4% to 6% -- twice as much as most CDs, money market and savings accounts.

They offer the best interest rates on just about every type of deposit. We'll show you how to sign up and get going.

Here's how to move your savings from a former employer into a 401(k) plan at your new job or an IRA.

If a high-yield checking account isn't for you, consider the best deals on savings and money market accounts.

Here are 7 smart moves that will increase your financial security and help you through a tough recession.

We asked investment advisers how they're helping savers cope with all the bad news. Here's the best advice they have to offer.

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Since April, the top nationally-available rates have dropped far more than the average rate for these certificates of deposit.

Average CD rates are far below what they were this time last year, with the average 12-month CD earning only 1.16%.

NEW YORK - That old saying "cash is king" certainly rings true these days.

Earn from 1.90% to 2.21% on 11-month CDs and get a 22-inch, flat-screen TV.

CBDirect's rate is lower, but you'll still earn more than with most 36-month CDs.

If you're afraid of a layoff, here's a way to get early access to your cash, including interest earned.

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Those eye-catching ads with above-market rates are a marketing gimmick to sell annuities.

Soon all colleges will provide net price calculators on their Web sites to help families plan ahead. Some already have them.

Put those credit cards away. SmartyPig offers an intriguing way to save for your next big-ticket purchase.

Look for the unemployment rate to push past 9% and home prices to fall another 15% to 20%, but inflation won't be a problem.

When you retire, you want to maximize your income by spending your least-taxed savings first. We can help you plan.

You need to know how fixed-rate, indexed- and variable-annuities work before buying one from an insurance company.

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CDS/SAVINGS CALCULATORS
Certificate of Deposit calculator
Calculate how much you'll earn on a CD - any rate, any term.
Build a CD ladder
You can earn more by putting your money into several CDs with different maturity dates.
Savings calculator
See how small, regular deposits can add up.
You can be a millionaire
Building a $1 million nest egg isn't impossible and the younger you start the easier it is.
Create a monthly budget
Know exactly where your money is going.
Are you spending too much?
Compare your expenses to those of other Americans in your income bracket.
Know your net worth
This is the best way to track your financial progress. If it's growing, you're on the right track.
Create a retirement plan
Decide how much you’ll need to retire comfortably, with a reasonable monthly income.
Create a budget
Manage your money more effectively with our easy-to-use work sheets.
Build an emergency fund
Figure out how big your financial cushion should be.
Dealing with debt
Take a comprehensive look at all your bills and develop a plan to pay them off.
Daily expense tracker
Carry this form with you to see where all of your money is going.
Discover your net worth
Assets minus liabilities reveals your true wealth. It’s life’s financial score.
Retirement planning checklist
What you need and need to do, whether you’re a year -- or 30 years -- away.
Budget for retirement
You need a spending plan that reflects all the changes retirement brings.
Fix credit report mistakes
Use this form letter to dispute errors.
DASHBOARDS - TODAY'S RATES AND TRENDS
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CDS/SAVINGS REPORTS
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CDS/SAVINGS Q&A
National CDs/Savings rates
7/4/2009 3:35:00 AM